Arizona Insurance Laws and Rules Practice Exam 2025 - Free Insurance License Practice Questions and Study Guide

For a dependent child to continue receiving health insurance benefits under most health insurance policies, they typically must remain financially dependent on the policyholder. This means that the child relies on the parent or guardian for financial support. Health insurance plans often have specific guidelines stating that coverage for dependents ends when they no longer meet the criteria for financial dependency, which usually aligns with reaching a certain age or becoming financially self-sufficient.

In many cases, policies allow coverage for adult dependents up to a certain age (for example, 26 years) as long as they are still financially dependent on the insured. This can include being a full-time student or not being employed full-time, but being financially dependent does not strictly require enrollment in a university or being in a specific living situation.

While other options may pertain to certain policies or situations, the primary requirement for maintaining eligibility for health insurance benefits as a dependent hinges on the financial relationship with the policyholder.